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How can you save your money?

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Post by 42Pattarawan072 Sat Apr 13, 2019 11:55 pm

For me, I will separate money into 3 parts;
The first part, I will keep it to fill a gassoline of my motorcycle per month.
Second part, I will keep it for eating.
And the last past, I will keep it to buy something that I want to buy.
Rest of my money I will keep it in my bank account and do not withdraw it out.

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Post by 41Niramol021 Sat Apr 13, 2019 11:55 pm

I will tell myself stopping the cycle of living paycheck to paycheck with a simple secret: make a zero-based budget before the month begins. A budget is all about being intentional. It helps you create a plan to see where your money is going and how much you can save each month. It’s never too late to take control of your money!
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Post by 43Satita130 Sat Apr 20, 2019 3:35 am

Saving money is very important. When you have not any money or when you want to buy something, you can you this saving money. My tips are I keep coins I left everyday, and I set how much I have to paid per day. Sometime I cannot follow the plan, but it is okay. You should not make yourself in trouble.

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Post by 32Satesiri094 Sat Apr 20, 2019 9:06 am

I have started saving money since I was broken. Hahaha I began by saving only five-baht coins and one-baht coins. After the day time passes, I will always check my wallet to find those coins in order to save them.

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Post by 32Surayuth069 Sat Apr 20, 2019 10:02 am

When I receive some money from my mom, I tend to put part of it into the piggy bank right after I get it. To have saved some money can help maintain our lives in the day that we do not have any of it. Another way to do is to put part of the money in the bank account. That really helps!

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Post by 41Tawan014 Sat Apr 20, 2019 10:40 am

Oh! It is very hard to answer because I cannot save money either. I think we should save in the bank. You should have an account which is hard to get the money back. I don't know how it works. You should go ask the banker.
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Post by 42Ruttikorn044 Sat Apr 20, 2019 10:47 am

I save money by spending money at least 100 baths a day and I try not
to use more than that. If I have some money, I will plan to spend money
by fix the day that I should have some money to use.
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Post by 43Pannita111 Sat Apr 20, 2019 10:47 am

To be honest, saving money is the hardest thing to me to do.
I am a person who uses money without saving some of it.
It is a sad story, but I will try to save it.
My own way to save money is to separate it into 2 parts; the first is for expenditure, and another is for saving.

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Post by 42Saipin058 Sat Apr 20, 2019 11:28 am

My way to save money, I will list the things that I have to spend money.
Then do the plan to use money. First, pay for important things.
Save some money in the piggy bank to use when needed.

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Post by 41Patoompohn026 Sat Apr 20, 2019 12:27 pm

It's great to hear students like me talking about saving. College days are the best days of your life where you get so many new experiences and memories that will accompany you throughout your life. You can save your money in several ways; for example, use second-hand books that are available at lower prices or you can get few from your seniors as well or check for student discounts like book stores, shops, etc. I think the most important is Self-control: Avoid any sort of unnecessary expenditure.

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Post by 42Monthira040 Sun Apr 21, 2019 2:30 pm

Some other advice to save money
-Always look for discounts: Be it shopping, travelling, ticket booking to your favourite show or eating out. You will find many deals where you would save a lot of money. Yes it requires some research but it is totally worth it! Next time, before you buy anything just type 2 words before that: “Discount on…”
-Self control- Do not buy anything just because it is on discount. Always ask yourself- Do I really need this? If you can develop this self control, you will save lot of money.

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Post by 31Sarita034 Sun Apr 21, 2019 4:11 pm

Sometimes the hardest thing about saving money is just getting started.
I love to save the money by step to step.
-The first step to saving money is to figure out how much I spend.
-Once I have an idea of what I spend in a month, I can begin to organize a budget.
-Now that I’ve made a budget, I create a savings category within it. Try to save 10 to 15 percent of my income.
BUT !!! One of the best ways to save money for me is to set a goal. Start by thinking of what I might want to save for.

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Post by 41Boonyaluck023 Sun Apr 21, 2019 4:19 pm

If I would like to save my money, I will separate in a group.
It is easy to check and use it for something. I will sent my money to other account.
Importantly, I will check written record of expenditure everyday to know what I bought in a day.

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Post by 41Tapanee011 Mon Apr 22, 2019 6:49 pm

One of the best ways to save money is to set a goal. Start by thinking of what you might want to save for—perhaps you’re getting married, planning a vacation or saving for retirement.

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Post by 43Supanida120 Mon Apr 22, 2019 6:58 pm

I used to have 20,000 Baht by saving it myself. I spent it all with traveling and buying a camera. It was very hard to save money but it makes me frugal.
At that time;
1. I always saved 10% of money I got.
2. I had seperated account for saving money.

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Post by 31Nattakarn084 Mon Apr 22, 2019 7:08 pm

To save money, this is my ways.
1. Before i buy things, i think about the advantages of this thing so it helps me save money.
2. Keep the money in glass box because when you want to use you have to break it. I don't want to break it.

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Post by 32Suchanatt037 Thu Apr 25, 2019 4:24 pm

I think you need to have a goal.
For example, if you want sneakers. You have to know the price so it helps you keep track the price. Also, if you want to buy something just do the same.

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Post by 32Supachok002 Thu Apr 25, 2019 4:35 pm

For me, I am saving money by keeping in the box saving.
When my box saves is filled I will transfer it to the bank for saving permanently.

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Post by 32Piyathida060 Thu Apr 25, 2019 6:31 pm

For me, I have to plan my money per week because I get money from my father for a week.
I always control my minds to buy something that not need.
It's very hard for me because I like to buy toys.
Another way for me is by keeping a fifty-baht note. When I get it, I will not use it and keep it immediately.

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Post by 32Areerat044 Thu Apr 25, 2019 7:50 pm

For me I follow this tips to save my money.
General Savings Tips
Build an emergency fund.
Establish your budget.
Budget with cash and envelopes.
Don't just save money, save.
Save automatically.
Aim for short-term savings goals.
Start saving for your retirement as early as possible.
Take full advantage of employer matches to your retirement plan.

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Post by 32napatsorn057 Thu Apr 25, 2019 8:02 pm

I don’t know because i cannot save my money at all. Lol i usually spend my money all every time. But i used to save one of them though. I choose to eat less and sleep more. It helps a-lot because i don’t have much time to do another things though. Lol


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Post by 32Thanaporn056 Fri Apr 26, 2019 12:49 am

I cannot save my money, but I have search the information from Google for you lol.
The first step to saving money is to figure out how much you spend. Once you have an idea of what you spend in a month, you can begin to organize your recorded expenses into a workable budget.Now that you’ve made a budget, create a savings category within it. Try to save 10 to 15 percent of your income.

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Post by 31Chonlamas008 Fri Apr 26, 2019 12:55 am

OMG!! This is quite a hard question for me because I cannot save money at all. Whenever I told my mom that I have saving money, my mom said; use your money for this month. You can see the result without thinking right? Yes, That's why I cannot save any amount of money. Every time I save, I use it. Should I stop telling my mom?

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Post by 32Kanchana045 Fri Apr 26, 2019 1:52 am

This question is quite hard to answer hahahaha but actually, I save money by collecting 50 Baht banknote.
At first, I feel like I cannot but when I have collected it for a while and I see a lot of 50 Baht banknote in my box I feel like I don't want to use it.

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Post by 31Hathaichanok081 Fri Apr 26, 2019 2:00 am

After I get money from my mother, I devide it into 6 parts following the 6 jars theory.
First, I devide 10 percent of the money for saving.
Second, the next 10 percent is for travelling.
Third, 10 percent is the money for shopping.
Fourth. another 10 percent is for education such as buying books.
Fifth, 5 percent is for donating.
Finally. I devide 55 percent for eating, gas, and important things.

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