How can you save your money?

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How can you save your money? Empty How can you save your money?

Post by 32wasinee066 on Wed Mar 20, 2019 11:23 pm

I would say that I have a hard time trying to save my money. In each month, I hardly have money left for saving. I don't know where my money goes. I just spend it without any plan. Sometime I would like to buy something for my mom and dad but I can't because I don't have enough money. I really want to buy something for them. So,for me I try to save my money by creating a budget plan. Then, I will know where my money goes. I can manage my money easily. Another way is collecting 50 baht banknote. I think it's fun and challenge to collect something. Now, I have a lot of 50 baht banknotes in my pocket.

What about you? How can you save your money?

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Post by 41Kamolrat003 on Thu Mar 21, 2019 8:16 pm

I do not want to say but I have to say.
There are several time that I tried to save money, but I fail all the time.
So,if you get the suggestion, please tell me.

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Post by 42Supaporn066 on Thu Mar 21, 2019 11:45 pm

Hi my cute sister!!! I really miss you. We have not met each other for long time.
Oh let me answer your question. Hahaha I have a way to save money even I don't have anything to buy.
My grandma always teaches me that you have to save money in order to have future money for important things that you have to spend that money one day. The way to save money for me is set the among of money that I have to save every day and every month. 
I spend money about 100 Bath per day but I will save 10 Bath from that money every day.
And I save 1000 Bath every month from the money that my mom sends me. 
So, I'm going to have about 1,300 Bath every month. I think it's easy to save money if you have a certain goal. 
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Post by 41Thamonwan017 on Thu Mar 21, 2019 11:45 pm

It's so hard for me to find the way that everyone can save money effectively.
In my way, there are 3 steps that I always do when I want to save money
- put enough money to use in one day
- save in the bank and no card.
- keep money with my parent.

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Post by 42Matinee043 on Fri Mar 22, 2019 10:55 am

For me,I think I must find some locker to save my money.
I can't stop thinking when I don't have enough money,
I will open to find more money that I save it before.
- save coins in box
- save in bank

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Post by 41Tanaporn016 on Fri Mar 22, 2019 2:14 pm

For me, I choose something to save for. This is one of the best ways to save money is to set a goal.
I start by thinking of what I might want to save for perhaps I'm planning a vacation or saving for retirement.
Then figure out how much money I’ll need and how long it might take me to save it.

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Post by 43Pattarakant115 on Sat Mar 23, 2019 5:05 pm

Referring to my way of saving money, which does not really work so well, I open another saving account which I deposit some money there weekly.
Since the purpose of the account is to save as much money as possible, I try so hard not to make any withdrawal from the account. It works well sometimes, but only sometimes.
I am still saving money as much as possible for my future use, so I will keep doing it this way until there is a better way coming across my mind.
Let's be a young millionaire!!

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Post by 32Peerapon027 on Sun Mar 24, 2019 12:20 am

I would like to say the way to save my money is buying some a piggy bank, which is the tool to save money after I have a goal. Having a piggy bank will help me to save all of the coins and banknote that you do not use are all around in my rooms. If I want to spend money, I can open the piggy bank which you always drop all the coins and banknote on it. Moreover, I can open an account at the bank for a piggy bank when it full of coins I can bring that money to deposit on that account in the bank. So, I will realize how much money you have saved up in the piggy bank. I suggest to use and apply with my technique. It's really working.

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Post by 41Thanaporn015 on Sun Mar 24, 2019 1:55 am

I think this question is quite difficult to me. haha
Personally, my first of saving money is setting a goal. I will start by thinking of what I want to save for—such as, planning a vacation or saving future. Then, I will open bank account and try to deposit my money.

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Post by 41Hathaichanok131 on Sun Mar 24, 2019 2:04 am

For saving money, I have heard that you should split your money into 4 parts equally. Then you have to save one part of the money before using it. If you use money before saving, you might not have money left for saving.
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Post by 43Natthakan088 on Sun Apr 07, 2019 3:56 pm

I don't know because I've never done it successfully.
I am not aware of where her money goes each month.
So, I want to know how to save my money.

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Post by 42Wanwisa047 on Tue Apr 09, 2019 12:40 am

I will save my money from stuck in my room. If I go the malls , I would buy something for sure.
I am the person who buy something easily.
I don't want to be like this, it is not good.
It will lead me to be a poor girl.
Okay everyone, I think I have to change my behavior though.
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Post by 43Natthachan090 on Tue Apr 09, 2019 1:42 am

I always create a savings category within my budget.
Try to save 10 to 15 percent of your income.
If your expenses are so high that you can’t save that much, it might be time to cut back.

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Post by 42Sucheera060 on Tue Apr 09, 2019 6:01 am

The first thing is having the budget plan or creating an account.
I will write all things that I spent money to buy it.
When I go back to read my note, I will know the cause of buying the extravagant things.
So, I can cut this part to save for the long life.

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Post by 41Jiraporn005 on Tue Apr 09, 2019 12:49 pm

The way to save money of me is wake up late and playing mobile phone on the bed. It is very good idea of me because I do not eat anything and do mot go anywhere.

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Post by 43Supalak129 on Tue Apr 09, 2019 12:55 pm

I can't find the way to save my money at all! I really want to know
the trick for saving money. I always pay it for my wish i.e. the delicious food,
the gym, going to the cinema, and such. I never ever stop using money.
However, I can earn can pay so I cannot stop using it.

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Post by 41Natcharinya012 on Wed Apr 10, 2019 12:13 am

I don't know that's my own way is useful to other.
I will share some technique that I save for 50th banknote and I have some goal to make it happen I will save my money to make my dream come true quickly.

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Post by 41Jurarat006 on Wed Apr 10, 2019 12:24 am

To be honest this question is so difficult. LOL
I can say I know the way to save money, but I cannot save it.
Nowadays, I pay a lot for eating or shopping.

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Post by 43Lalita091 on Thu Apr 11, 2019 7:58 pm

I have some suggestion to tell you about how to save money.
I have separated money into two parts.
The first one is for using and another part is for saving.
I save 60% and use 40% and I always deposit money at the beginning of each month.

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Post by 42Suphachai055 on Sat Apr 13, 2019 1:50 am

I always save the money by picky bank because I like to use the money without separate on sometime. I  have a plan save the money in some situation that I want to go to somewhere to travel only. 

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Post by 42Phatarakamol038 on Sat Apr 13, 2019 11:13 am

When I get the money, I will seperate the money 3 parts.
First, I collect the money for petrol.
Second, I collect the money for eating.
Third, I collect the money for deposit.

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Post by 31Chanin083 on Sat Apr 13, 2019 11:24 am

I would say that I cannot save my money more than 10k baht. I have many expenses and I cannot get enough of buying stuff. That is a bad habit. I always have a plan to buy other things after buying something. So, I cannot save money that much. I hope I could.

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Post by 43Apinya125 on Sat Apr 13, 2019 4:49 pm

The best wat to save money is not to buy anything. It's quite impossible so I try to save my money by thinking a lot before buying anything. I'm a person who always think too much. When I want to buy a thing, sometimes, I think a lot and decide not to buy it.

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Post by 42Onuma070 on Sat Apr 13, 2019 4:56 pm

The best way when I would like to save money is setting the plan to spend money.
I will give you some advice to save money. When I receive money for my family I will not use it all. I will keep it 10 persent of the amount of money then separate money for vehical gass after I do all these thing I will set up how much money I should per a day.
Then I can use it at the same time I can save some of money. It is easy, isn't it?
I would like you to use the same as mine.
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Post by 41Phimphaka036 on Sat Apr 13, 2019 10:06 pm

For me, I can save the money by
1. save in the piggy bank 10 Baht per day
2. save in the box with a lid completely closed and keep the money
1000-3000 Baht per month. This is the money that cannot use.
3. save in the box. This box, I will save by if some day I spend the
money more than I fix (I can spend 100 Baht per day) I must save
money on this box.
4. keep the money in the bank that is the fixed deposit account 1000
per month.
Why I have a lot of ways to save the money? Because I save for my parents
and my younger brother. I save the money by do these ways about one year.
In six mount later, I withdraw the money from fixed deposit account and spend
during my younger brother admit at the hospital. And the money in 2 box, I use for 4
mount that my father come back to Thailand. Now, I have the money only in
my piggy bank. Lol It's good for me because the money that I spend long time
to save can help my family.

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